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Your Life and Health Insurance Broker

Hello, my name is Ricardo Sanches

CA Lic. #4109525

I'm passionate about helping my clients minimize their financial risk by providing only the best insurance solutions. You and I will discover your coverage need by analyzing what matters most to you. Many clients have found me to be a valuable source when designing personalized solutions. Although I can't predict your future well-being,

I can help you prepare for it.

 

Let's get started.

Hablo su idioma.

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Why purchase insurance?

 

Protecting you and your family with life and health insurance is crucial because it provides financial security and peace of mind. You are your greatest asset, and protecting it from financial liability is one of the most loving acts you can do for your family.

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Finding the right insurance coverage can be challenging, but it doesn't have to be. At Vita Sanas Insurance Services, I take pride in providing my clients with personalized solutions that fit their unique needs. My Client-Broker relationship philosophy is what sets me apart from the rest. I'm not just with you at the time of application or enrollment. I'm with you at times when you need me most. I am dedicated to making the insurance process simple and stress-free.

My Client
Philosophy.

Insurance Services

All my insurance services come with a no-cost consultation in order to find the best solutions for your coverage needs. I only offer the highest-rated and most reputable insurance carriers in the industry.

Life Insurance

Health Insurance

  • Term & Whole Life

  • Family Coverage

  • Final Expense

  • Pre-need Funeral Planning

  • Mortgage Protection

  • Medicare Supplement Plans

  • Medicare Advantage Plans

  • Prescription Drug Plans

  • Covered California

  • Stand-alone Dental, Hearing, Vision

Turning 65 and need Medicare?

I help seniors clear up the confusion of Medicare. I'd happily meet with you for a Medicare presentation and explore your options.

* Ricardo Sanches and Vita Sanas are an agency service and a non-government website not endorsed by the Centers for Medicare and Medicaid Services (CMS), the Department of Health and Human Services (DHHS), or any other government agency.

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Insurance Carriers

I partner with top insurance carriers to provide you with the best solutions. Here are just a few.

Client Reviews

Ricardo really cares about his clients. He talks with you and finds out what your needs are so that he can put you with the right program. I am really happy with his service.

Mia R.

Scan Health Plan, Classic

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